Most major medical health care policies, as well as Medicare, cover a portion of these services. Please contact your health plan to find out if we are in network with your health plan. You will also be responsible to find out the details of your health coverage prior to your initial visit (ie copays, deductibles, etc.). For clients wishing not to go through their health insurance carrier or do not have mental health benefits, please contact your therapist for their session rates.
1. Do you accept my insurance? How does insurance work?
Each of our providers is in network with a multitude of plans. Please check with your insurance carrier prior to your first session to find out exactly what your mental health benefits include. You may want to ask:
- Do I have a deductible? If yes, what is it per year and how much has been satisfied to date? (Deductible for individual and for family).
- What is my copay?
- Do I have co-insurance?
- Does my plan have a maximum number of sessions per year?
- Do I need prior authorization to begin my therapy?
2. Can I use my out-of-network benefits?
Yes, contact your insurance carrier for further details about these benefits, including all of the questions above.
3. I’d rather not use my health insurance, can I pay out-of-pocket?
Yes, you are not required to use your insurance. You can speak to your therapist directly regarding his/her rates.
4. What is psychotherapy? How can it help me?
Psychotherapy or talk therapy is a way to help people with a variety of mental health or emotional issues. Psychotherapy is designed to help with a reduction or elimination of troubling symptoms that you are experiencing. It can also be used as a tool to help solve whatever issues you are having. Our therapists believe that this process should be a collaborative one, in which you and your therapist can together create treatment goals. Research shows that most people who enter into psychotherapy experience symptom relief and are better able to cope with life’s challenges. It can also be used in combination with medication or other therapies.
5. What can I expect from my first session?
During your initial session, you and your therapist will discuss what brings you into therapy at this present time. You will discuss the history of your problem and how its affects you right now. Together, you and your therapist collaboratively, will create a treatment plan tailored to your specific needs.
6. Is there a difference between Counseling and Psychotherapy (Therapy)?
No, the terms are used synonymously.
7. Do I really need therapy, when I can usually deal with things on my own?
Life throws many challenges at us at different points in our lives, and even though you may have successfully addressed them in the past, it doesn’t mean that is always the case. Going for assistance can help by exploring different avenues of resolution, often using a problem-solving approach. As you plan with your therapist, you are actually taking charge of your life. Through this plan, in addition to other tool you will learn in therapy, you will develop coping skills for the rest of your life.
ASSOCIATED PSYCHOLOGICAL SERVICES, LLC
HOLMDEL EXECUTIVE PLAZA
717 N. BEERS ST., SUITE 2B, HOLMDEL, NJ 07733
PH: 732-264-2440 FAX: 732-888-7767